The millions of elderly, disabled, and low-income Americans relying on Social Security today amidst the continuously rising inflation are being lately bombarded, via social media and across various sites, with a claim stating that Social Security payments will allegedly be around $5,108 in December 2025. The excitement and hope generated from the report buzzes among retirees, SSI, and SSDI beneficiaries.
What a social security is and who are the persons who qualify for it.
Social Security is a federal program in the United States which provides financial assistance every month to qualified individuals.
- Retirement Benefits
- SSDI (Social Security Disability Insurance)
- SSI (Supplemental Security Income)
- Survivors Benefits
The amount each person receives depends on their earnings history, years worked, and retirement age.
$5,108 Social Security Payment — Where did this figure come from?
The amount of $5,108 sounds very large, and frankly, it’s not the typical Social Security amount everyone receives. This figure is actually related to the maximum monthly Social Security benefit.
- Has worked at a high income level for several decades
- Has contributed the maximum amount of Social Security taxes each year
- And begins receiving Social Security at age 70
Then such a person could receive a maximum monthly benefit of up to $5,108 around December 2025 (including COLA and other adjustments).
This clearly means — this amount is not for everyone, but only possible for a very limited number of people.
Will everyone receive $5,108 in December 2025?
No. This is a common misconception.
The Social Security amount varies for each individual.
Most beneficiaries receive:
- Between $1,500 and $2,500
- Some receive slightly over $3,000
And very few receive $5,000+ $5,108 is only possible for those who have made maximum contributions throughout their careers and delayed claiming benefits.
What role does COLA (Cost of Living Adjustment) play in this?
Social Security payments are increased annually under COLA to mitigate the effects of inflation.
If a COLA increase occurs in 2025:
The amount received by those already receiving Social Security may increase.
The maximum benefit limit may also increase.
The discussions currently stand at an amount of $5,108 that will be in place for COLA in December 2025. The final word on the officially announced COLA would always be given by the SSA, or Social Security Administration.
When do the Social Security payments become payable in December 2025?
The mode of the payment of the Social Security generally depends upon the birth date of the recipient:
- born in between 1st and 10th of a month –> Second Wednesday
- born between 11th and 20th of a month –> Third Wednesday
- born between 21st and close of a month –> Fourth Wednesday.
The SSI beneficiaries usually receive their payments on the first day of every month.
However, if the payment date falls on a holiday or weekend, it would be moved a day earlier.
Who might be eligible to receive up to $5,108?
To receive the maximum Social Security amount of $5,108, an individual must have:
- Worked for at least 35 years
- Contributed the maximum amount of Social Security taxes each year
- Started receiving benefits at age 70
- Complied with all SSA rules
If you have worked fewer years or had lower earnings, your amount will be significantly less.
How much can SSI and SSDI recipients receive?
- An amount like $5,108 is generally not applicable to those receiving SSI and SSDI.
- SSI is a needs-based program with limited payments.
- SSDI amounts depend on your past earnings, but still do not reach $5,108 in most cases.
- Therefore, SSI/SSDI recipients should not have false expectations regarding this news.
Beware of rumors spreading on social media!
Currently, videos and posts like this are going viral on YouTube, Facebook, and TikTok:
- “Everyone is getting $5,108 in December 2025!”
- SSA has not announced a $5,108 payment for everyone.
- The maximum possible amount, not the standard payment.
- This misinformation is confusing people.
- Always rely on the official SSA website and notices.
How to check your Social Security amount?
If you want to know how much Social Security you might receive in December 2025:
- Create a my Social Security account.
- View your earnings record.
- Check your estimated monthly benefits.
- This is the most reliable way.
Why is future planning important?
If you are currently working and want better Social Security benefits in the future:
- Work for more years.
- Report your earnings accurately.
- Don’t claim benefits too early.
With a little planning, your future Social Security benefits can be significantly better.
Conclusion
In December 2025, the rather big news regarding Social Security-$5,108-isn’t entirely wrong; but it is not true for everybody. This amount is reserved for those meeting the maximum eligibility requirements for Social Security.
Most beneficiaries will receive less than this amount, but all will benefit from the Cost of Living Adjustment (COLA). So, keep away from rumors; know your actual status, and trust only official information.
FAQs
Q1. Is everyone receiving $5,108 in Social Security in December 2025?
A. No. The $5,108 amount represents the maximum possible benefit for a small group of high earners who delay benefits until age 70.
Q2. Who can qualify for the $5,108 Social Security payment?
A. Only individuals with a long work history, maximum taxable earnings, and delayed retirement may qualify for this amount.
Q3. When will Social Security payments be issued in December 2025?
A. Payments are sent based on birth dates, typically on the second, third, or fourth Wednesday of the month.
